Over Draft Against Property?

Being a Over Draft Against Property borrower is hard enough, but if you are faced with an emergency situation, things become even more difficult for you. Most of you may think of applying for another loan to meet your short-term requirements or ask for your family or friends for help. However, there are other options also that would save you all this trouble. Loan against property overdraft is one such option, a facility provided by banks to acquire short-term funds against an asset.

A business overdraft is an ideal financial option to cover short-term finance needs, particularly seasonal requirements and unexpected expenses. A business overdraft operates as a line of credit facility that is most commonly used to cover working capital requirements. Business overdraft facilities work by providing access to an agreed amount of money. You can draw down up to your limit at any stage, and there are no repayments required as long as the amount you have drawn down and the interest charged does not exceed your agreed limit. The overdraft facility operates on a variable interest rate with a cheque account attached, and you may or may not need to provide security or collateral, depending on the lender.

We understand your business dreams and growth aspirations. There are phases in a business cycle when you seek financial avenues to fuel the growth of your small or medium level enterprise. In a stiff competitive environment and an ever growing economy, you would not want to lose any business opportunity that comes your way. You may also not like to get involved in to compliances which affects you business. We loanaffairs.com have the right expertise and a keen eye to understand your business requirements. So whether you aspire to expand your current business venture or require new machinery or equipment for your enterprise, we help you to achieve the same.

Why Loan Affairs?

Running a successful business is not an easy task. There are always ups and downs that you, as a business owner face. We, at Loan Affairs, understand that meeting every financial need is not simple and sometimes you do need a helping hand.
We take special pride in being that institution that can help you when you need help the most. We also give you the option of choosing what kind of loan you would need. This helps in routing that fund in the right direction and give you the boost you need. Be it project funding, the working Loan Affairs requirement for raw materials purchase, term loans for machinery or bank overdraft, we have the solution that you are looking for.


Quick disbursement: Once all your documents are in place, your loan from loanaffaris can be disbursed within 3 business days.
Business Loan Interest Rates: Loan Affairs believes in applying the best market practices and adheres to the principle of giving its valuable customers the best business loan interest rates.
Guarantee: We offer you commercial loans with no additional collateral or guarantee.
Flexible EMI option: We give you the option and convenience of to customise your monthly loan repayment instalment that is best suited for your company's cash flow.
Complete access: You will have complete online access to your loan account and can keep track of your EMI schedule, interest paid on each EMI and interest certificates.
SME & MSME Loans: You can choose to fund your small or medium sized enterprises using SME loan. There are various factors to be considered to get approval. Find out more about small business loans.