Laavkrish Online Ventures Pvt. Ltd has been promoted by Mr. Vijay Rai with objectives of providing financial services to retail borrowers. During his carrier he found that SME customers and individual borrowers becomes prey of unprofessional advisors and borrowed the money on such terms and conditions which is not suitable to their business. He also realized that large number of students could not get education loan due to proper guidance and students have to shelve his/her dreams of higher education. To provide a professional and credible solution to all the problem this company was started. Brief profile of both the directors is as under.
Vijay Kumar Rai : is a chartered accountant with 14 years of experience in the field of loan syndication business. He has been engaged in the business of large scale project financing, for various industries. During his 14 years of loan syndication business he has arrange loan amounting to Rs. 5000 crores.
Shalini Rai: is a MCA and has very good understanding of latest technological development. She is taking care of backend operation of the company along with digital marketing on various social platforms. Apart from this She is successfully running her own Designer Ladies Garment business in name and style of Signature Wardrobe.
EDUCATION LOAN: Good education is our basic need and so it is our thrust area. We have realized that large number of meritorious students are not able to realise their dreams due to lack of proper guidance for education loan and those who gets the loan faces lots of problem in its processing. We as organization help these students to indentify the suitable banks/NBFC/Financial institutions who could full fill their requirement and help them in realising their dreams be it education in India or foreign education. Education loan has other benefits also.
1. Education loan may help students to become more responsible and mature.
2.It reduces burden of parents towards education expenses which ultimately helps them to plan for other family obligations and their post retirement life.
3.Income tax benefits are available under section 80E of Income Tax Act to borrower or parents.
4.Pre approved sanction loan helps in hassle free admission and to get I-20, visa process.
5.It provides flexibility of repayment as repayment period of 10 to 15 years is available.